Get the right coverage at the correct prices for all your business and personal insurance in the Big Apple. We understand your insurance needs, the risks involved, and the types of insurance that best suit your needs. Leaning on Smart Apple Insurance Brokers is, in fact, the most intelligent choice!

Understanding NYC’s Unique Risks:
Smart Apple goes beyond comparing quotes. You know the risk to your home, business, and health. So, we focus on insurance policies that are made just for you.
Climate change and sea level contribute to the risk of floods in NYC. Furthermore, the Big Apple is the most flood-prone area. So, home insurance covering flood and other disaster damages is a must-have.
Additionally, if you have a vehicle for personal and business purposes, you are likely to get in trouble with them. In extreme cases, serious damage to your vehicle is expected. Thus, having auto insurance is also necessary.
Meanwhile, having a business comes with additional associated risks. So having general business insurance and essential coverage is another must-have.
Types of Insurance We Provide:
As an NYC insurance broker, we cover everything that can cause stress for you. You buy it, we protect it. Here are three types of insurance we offer to our valued NYC residents:
Let’s dive into the details and sub-categories of these insurances:

Auto Insurance:
Smart Apple covers every vehicle you own. We provide customized insurance quotes. Got a car? Get car coverage as well. Accidents happen, and damages are inevitable, but don’t leave yourself vulnerable.
Our auto insurance coverage offers comprehensive coverage and demand-based quotes. Saving you both money and time. Here is a list of insurance we have been actively providing for more than a decade:
- Car Insurance
- Commercial vehicle Insurance
- TLC (Taxi and Limousine Commission) Insurance
- Motorcycle Insurance
- Truck Insurance
Business Insurance:
From property damages to liability claims, we have everything for you! Our experienced agents will work with you to identify potential risks. We will go ahead and create a customized insurance package that provides the right coverage at the right price. Coverage options include:
- Disability Insurance
- Workers’ Compensation Insurance
- General Liability Insurance
- Business Owner Policy
- Deli Store Insurance
- Contractor Insurance
Home Insurance:
Home coverage needs no explanation. Home insurance is an uncompromisable thing. However, homes vary in design, location, structure, and cost. So, getting the right insurance quote is essential for you. Let us do the challenging work and present you with ideal insurance coverage for your home. We provide:
Area Also We Cover
Contact Smart Apple today for a professional consultation and personalized insurance quote. Let us help you protect what matters most. Call us at (718)-523-5353 or fill out the quote form.